What documents are required to rent a property?

Short answer: To rent a property through Regente, you’ll need an ID card (RG) or driver’s license (CNH), your CPF (tax ID), proof of income for the last 3 months, and proof of address — plus the specific documentation for whichever guarantee (security deposit alternative) you choose: guarantor, security deposit insurance, capitalization bond, or CredPago.

Basic documentation — all applicants

• ID document: RG (national ID card) or CNH (driver’s license)
• CPF (individual taxpayer registry number)
• Proof of income for the last 3 months: pay stub, bank statement, self-employment income statement, or income tax return (for self-employed applicants)
• Proof of current address
• Completed applicant form — provided by Regente at the start of the process

Proven income needs to be compatible with the rent amount — the review also factors in the property’s expenses (condo fees, property tax if applicable). If you’re unsure, check with Regente before assembling your documents.

Documentation by guarantee type

Guarantor

• All of the guarantor’s basic documentation (ID, CPF, proof of income)
• Updated property registration certificate (matrícula) for the guarantor’s property — proving the asset is fully paid off and in their name
• As a rule, the guarantor needs to own property in the same state as the lease (Santa Catarina)

Security deposit insurance (seguro fiança)

• Just the applicant form — the insurer runs the credit check directly
• Faster approval than a guarantor; the cost is an extra monthly fee added to the rent

Capitalization bond (título de capitalização)

• Arranged directly by the tenant with the partner bank — Regente guides the process
• Amount deposited: usually 3 to 6 months of rent, redeemable at the end of the lease
• No extra documentation sent to the real estate agency

CredPago

• Simplified credit check by CredPago (via CPF and registration data)
• Fast approval — no guarantor or deposit required

What happens after you submit the documents

1. Regente runs a background and credit check: SPC/Serasa (Brazil’s credit bureaus) lookup and income verification
2. If approved, signing of the lease agreement (digital) is scheduled
3. A move-in inspection report is issued by a third-party company and signed by both parties
4. Mandatory fire insurance is arranged — Regente guides you through this step
5. Once everything is signed and inspected: keys are handed over

Practical example in Florianópolis

An applicant renting in Itacorubi — an apartment at R$ 2,800/month. Chose security deposit insurance. Submitted ID, CPF, the last three pay stubs (income: R$ 9,200) and proof of address. Background check approved in 2 business days. Lease signed digitally on day 5. Keys handed over the following week, after the move-in inspection.

Related questions

• What is a guarantor, and what are the alternatives to renting without one?
• What is the move-in/move-out inspection, and why does it matter?
• How does the annual rent adjustment work?
• What documents are required to sell a property?

Have a question about your specific documentation? Talk to Regente before putting your paperwork together.