Certificate of Occupancy (Habite-se)

The habite-se (certificate of occupancy) is issued after a municipal inspection confirms that construction was carried out in accordance with the building permit. Without it, the property exists physically but is not legally incorporated into the property registry — which blocks bank financing, transfer of ownership by deed, and regularization of the building’s property tax (IPTU).

In off-plan developments, the issuance of the habite-se is the legal milestone that starts the deadline for the developer to transfer the unit to the buyer. A delay in the habite-se is, legally speaking, a delay in delivery of the property.