What is Floripa para All?
In short: Floripa para All is the largest housing program in Florianópolis’s history, launched in September 2025. The city government donates public land, private companies build, and Caixa provides the financing. The beneficiary does not pay for the land. It serves families earning between 1 and 10 minimum wages who have lived in the municipality for at least 5 years.
How the program works
- The city government transfers regularized public land as the equivalent of a down payment
- A construction company wins a selection process and builds the development
- Caixa finances the construction and provides credit to the buyer
- The beneficiary finances only the cost of construction, with lower installments than the market rate
The city government also exempts the development from property tax (IPTU) during construction and waives construction fees.
Who can participate
- Up to 3 minimum wages: no down payment, MCMV Bracket 1 or 2 financing
- 3 to 6 minimum wages: the donated land counts as the down payment, Caixa SFH financing — the program’s main target audience
- 6 to 10 minimum wages: more favorable terms with a lower land cost
Requirements in all cases: a minimum of 5 years of residency in Florianópolis, no property of one’s own, no prior housing benefit, and active registration with Florianópolis’s Housing Registry (CHF).
Legal basis and targets
Created by Municipal Bill No. 19,695/2025, approved by the Florianópolis City Council. Target: 800 units in the initial phase and 3,000 homes over 5 years (by 2030), across 11 neighborhoods, including Campeche, Ingleses, Canasvieiras, Vargem do Bom Jesus, and Tapera.
The first development — Alto da Caieira (Morro da Cruz massif), with roughly 180 units — was under construction in 2025, with delivery expected by the end of 2026.
How to register
There is no separate registration. The CHF is the single entry point. Go to: app.aprova.com.br/florianopolissc (GOV.BR login).
Sources: PMF/SMPHDU — REPLAN; NDMais; SCempauta; Sul de Floripa; CBN Total; Florianópolis City Council (Bill 19,695/2025).
Related questions
- How do I register with Florianópolis’s Housing Registry?
- Can Bolsa Família recipients participate in MCMV?
- Can I choose my apartment under MCMV Bracket 1?
Want to know if you qualify for Floripa para All or MCMV? Talk to a Regente agent.